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One of the most important factors lenders consider is your debt-to-income ratio (DTI). This article will explain what DTI is, how to calculate it, and why it matters for securing your dream home.
We all know the housing market has shifted. Rising interest rates and inflation can feel like a hurdle for your homeownership dreams. But here at Lend18, we want to assure you: there's still a path to homeownership, and it can be an exciting one!
A New Market: How Mortgages and Real Estate Have Changed Since 2008
Discover the advantages of opting for mortgage brokers over retail banks, including greater flexibility with DTI ratios and credit scores, for your home buying journey with Lend18.
Unlock the potential of your home equity with reverse mortgages. Explore how they work, who qualifies, and the benefits and considerations for homeowners.
Uncover the reasons behind San Diego's soaring home prices with Lend18. Learn why these figures are likely to stay elevated for the foreseeable future.
Dive into the intricacies of Adjustable Rate Mortgages (ARM) in 2024. Explore the latest trends, how rates are determined, and what potential borrowers should consider.
Explore the differences between a HELOC and a HELOAN in San Diego's dynamic market. Understand the benefits and considerations of adjustable versus fixed rates to make an informed decision for your home equity financing needs.
Choose Peter Lama for Your Home Loan Financing Needs: A Lend18 Guide
Unlocking the Benefits of 3-2-1 Buydowns: A Guide for Homebuyers
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Equal Housing Opportunity Lender. Figures deemed reliable, but errors may occur. Rates and terms subject to change without notice. This is not an offer to make a loan or to make a loan on any particular terms. All loan applicants must qualify under the underwriting requirements and satisfy all contingencies of loan approval.
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